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Reverse mortgages are a way for older homeowners to borrow money based on the equity in your home Explore the reverse mortgage process in 7 steps—covering reverse mortgage requirements, how to get a reverse mortgage, and your reverse mortgage fees. Here’s what to know about the potential risks, how reverse mortgages work, how to get the best deal for you, and how to report reverse mortgage fraud.

Understand reverse mortgages a reverse mortgage is a special type of mortgage loan for homeowners who are 62 or older Like any loan, a reverse mortgage comes with costs like origination fees, closing costs, and interest. Talk to a reverse mortgage advisor the first thing we recommend doing if you are ready to apply for a reverse mortgage is to talk to one of our reverse mortgage loan advisors

They will assess your specific circumstances and provide you with an estimate of the amount of money you could potentially receive through a reverse mortgage

In addition, they will be able to answer any. Learn what it is and how it works The reverse mortgage becomes due when the borrower moves out, sells the home, or dies

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