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甚麼是資產為本社區發展(ABCD) 資產為本社區發展(Asset Based Community Development, ABCD)是�. 項可持續社區主導發展策略。除了在特定社區內的動員外,資產為本社區發展亦關注如何將�. 觀資產與宏觀環境連結起來。資產為本社區發展的吸引力在於其理念,它認為社區能透過找出並動員既有但往往不獲認可的資產來回應並創造本地經�. 機遇,從而自行推動發展過程。 資產為本社區發展建基於社區既有的資產上,並集合個人、社團、機構以建�. 其資產—而非著眼於其需要。在集合個人、社團、機構以建立共同資產前,需先利用�. 段長時間來確認其資產所在。然後將獲確認的個人資產與對該項資產有興趣或需要的人或團體配對,重點 . Backed by tangible assets, it’s a growing opportunity for investors 基础资产池（an underlying pool of assets），通常包含那些从债务中产生现金流的资产，例如 贷款、租赁、信用卡余额或应收账款。 它采取 债券 或 票据 的形式，在固定的时间内以固定的利率支付收益，直到到期。

Ting where each investment is backed by large, diversified pools of assets 基于资产的估值通常会根据公司资产和负债的市场价值进行调整，以计算公司的资产净值。 基于资产的方法通过从资产中减去负债来确定公司的净资产。 基于资产的方法是一种专注于公司净资产价值的业务估值。 These assets come in many forms, including financial assets (such as pools of auto or consumer loans, or accounts receivable) and hard assets such as airplanes, industrial equipment, or residential real estate (exhibit 1)

Mortgage application assessments are usually based on the borrower's income and ability to repay

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