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Welcome to the health insurance marketplace® Use this guide to learn how to compare marketplace plans and choose one that's right for you. A type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers
You pay less if you use providers that belong to the plan’s network Get tips on comparing & choosing a health plan that make the process simpler choosing a health plan can be complicated You can use doctors, hospitals, and providers outside of the network for an additional cost
Refer to glossary for more details.
Preview marketplace health plans and price quotes in your area Preview marketplace health plans and price quotes for your area Start a 2026 health plan application now!first time applying on healthcare.gov Pick your state to get started.
Learn about the essential health benefits that all private health insurance plans offered in the health insurance marketplace® must cover. Use healthcare.gov to create an account and apply for health coverage, compare plans, and enroll online If you haven’t applied for insurance on healthcare.gov before, here's what you need to know about the health insurance marketplace® Make sure you have health coverage.
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