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Comenity bank credit cards i believe there is a checkout trick that you can do to get most comenity bank cards without even getting a hardpull. The card issuer (comenity) no longer has a contract with overstock to issue their credit cards, so everyones' credit card accounts are being closed Comenity lowering credit limits anyone else experiencing cl decreases on their cards issued by comenity lately
I just got notice from experian of a reduction in my limit for a 2nd comenity backed store card. This bank has 2 core flavors of cards (majors vs minors if you will) Store's that do not use sync or comenity for cards
Then the op asked who uses their own bank.
No need to be rude damn Comenity is much like synchrony I currently have six comenity cards v/s, aaa visa, bread cashback amex, full beaty, toyota, & comenity m/c That being said, i had a bk7 dc in 5/20 where i burned the heck out of both banks
Comenity let me back in at two years. Finally spoke with comenity and they said th eonly account showing is the one with my name on it and they dont have any other accounts opened What number do i even call to report? Comenity bank closed my account without notice
Also, aaoa isn't affected by closed accounts as they will continue to report for up to 10 years
It will affect vantagescore though as they only count open accounts for aaoa.
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