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See example prices and learn how health insurance costs are calculated You pay a monthly or annual fee (premium), and your insurer covers some or all of certain medical costs, offering benefits like shorter waiting times and more choice over where you’re treated. Find out what factors can affect the price of your policy.

What is private health insurance Health insurance gives you access to private healthcare, helping you get faster appointments and treatment than through the nhs At its most basic, private health insurance pays out for private treatment if you fall ill

Generally speaking, health insurance is designed to pay for the private treatment of medical conditions that respond quickly to treatment (usually called 'acute' conditions.

It works alongside the nhs, and often gives you access to shorter wait times, a choice of location, and treatments only offered privately.

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